Terms and Conditions
These Terms and Conditions govern participation in the Buyback Reloaded 2.0 Scheme managed by Trusted Choice Assets Ltd (“the Company”). By subscribing, the Investor agrees to the following:
- 12 Months: 45% shared profit at maturity. (Till December 2025)
- 18 Months: 66% shared profit. Investors may access accrued interest every 6 months, less tax. Capital repaid 1 month after maturity.
- 24 Months: 78% shared profit. Investors may access accrued interest quarterly, less tax. Capital repaid 1 month after maturity.
All ROI and capital repayments are subject to a 5% withholding tax in line with Nigerian law.
All 18- and 24-month Investors qualify for special incentives in addition to agreed profits.
Minimum subscription is ₦1,000,000 (One Million Naira only).
Investors may operate multiple accounts, provided each meets the minimum requirement.
- Investment tenure shall be as indicated in the subscription form and Deed of investment.
- Unless otherwise communicated, investments roll over automatically at maturity.
- At maturity, Investors may choose to roll over with or without accrued interest.
- Investors must provide a valid means of identification (International Passport, Driver’s Licence, National ID Card, or Voter’s Card).
- Investors must provide complete next of kin details for security purposes.
All payouts (ROI or periodic withdrawals) are subject to a 5% withholding tax deduction before disbursement.
- Capital repayment is processed within one (1) month after maturity.
- Clients may roll over capital at maturity into a new cycle.
Early liquidation before maturity is generally not permitted. Where an Investor intends early withdrawal:
- A written notice of 30 days is required.
- A waiting period of 90 days applies, as funds are tied to property acquisition and sales.
- If withdrawal cannot be effected after this, the Investor may:
- Wait an additional 60 days for withdrawal processing.
Where early withdrawal is permitted:
- All accrued profits are forfeited.
- 10% of the invested capital is forfeited as administrative charges.
- The Agreement terminates with no further obligations.
- Prior to maturity payout, the Company will send a Claim Form to the Investor.
- The form must be completed to:
- Confirm and update personal information.
- Provide bank/payment details.
- Indicate rollover instructions.
- No maturity payout will be processed without the completed Claim Form.
The Company shall indemnify the Investor for the principal sum contributed in the event of loss at the expiration of tenure.
The Company shall keep Investor information confidential, using it solely for this Agreement. Disclosure may occur if required by lawful investigations for money laundering or related offences.
Both parties agree to act in good faith and not to circumvent or bypass each other in respect of this Agreement.
Neither party is liable for failure to perform obligations where caused by events beyond control (acts of God, war, government action, civil unrest, natural disasters). This does not excuse obligations to make payments due.
- Disputes shall first be resolved amicably.
- Where unresolved, disputes will be referred to arbitration under the Lagos State Multi-Door Courthouse in accordance with the Arbitration and Conciliation Act.
- Arbitration shall be in Lagos, Nigeria, in English. The arbitrator’s decision is final and binding.
- Urgent injunctive relief may be sought in Nigerian courts pending arbitration.
- Investments are valid only upon confirmation of cleared funds into the Company’s designated account.
- Profit payouts follow the agreed schedule.
- The company reserves the right to review commissions, incentives, or terms in line with prevailing market realities, without affecting existing contracts.